The Government Inaction

If you read here, you may know I am buying a house. This house is a HUD home. From the neighbors I have heard that there was a messy divorce, the husband moved out and stopped paying the mortgage but did not tell his wife (nor did she know who the mortgage was with, etc etc), so the bank repossessed the house, and eventually turned it over to the government. Or something like that.

Anyway, in our process of buying, we had to fill out a ton of forms. Mostly just signing and initialling stuff that came preprinted from the HUD website. We sent in the documents and then we waited. And waited. And waited some more. After sitting on the papers for two weeks, HUD finally looked them over and rejected them.

Not the sale of the house, that we are still moving forward on. They rejected the paperwork. It seems that their program did not include either my or my wife’s middle names. This isn’t stuff we filled out wrong, it is stuff their program printed out wrong. So they said we had to reprint out the documents and re-fill them out.

Well, that’s done, and hopefully today they will look over the forms and find nothing else wrong and sign the contract. Meanwhile, I am having dreams that parallel the movie “Moving” starring Richard Pryor. Since the house is already missing appliances and a few odds and end, and a couple more were missing the last time we walked the house, I dream that we get the house and find it nearly stripped bare of all fixtures and windows, the sinks and doors gone… I just hope my dreams are not prophetic.

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